UK Fee Breakdown

At Y-POS, we’re committed to transparency and fairness when it comes to fees. Here's a clear breakdown of how fees are applied based on payment types and payout preferences.

Card payment fees vary depending on the type of card and payment method used.

For most UK-issued debit and credit cards:

• Tap to Pay (Contactless via Phone)

  • 0.9% + £0.28 per transaction

• Payment Link (Remote / Online)

  • 1.9% + £0.20 per transaction

These fees are applied automatically per successful transaction.

Payments made using non-UK or premium credit cards (e.g. business/corporate, American Express, or international cards):

• 3.5% + £0.20 per transaction
  
  

These cards carry higher network costs, which is why the fee is higher.

Once you’ve accepted a payment, you can choose how and when to receive your funds.

• Standard Payout

  • Sent to your bank account in 7 working days

  • 0.25% + £0.25 per payout

• Instant Payout

  • Usually within minutes to your eligible bank card

  • 1.7% + £0.25 per payout

Note: You can choose between payout types in your app under Payout Settings.

• You are only charged when a transaction is successful.

• No setup or monthly subscription fees — just pay per use.

• Premium cards are automatically detected based on card issuer and type; there’s nothing you need to do.

• All fees include access to customer support, real-time tracking, and reporting.

If you have questions about any fees or want to understand what applies to your business model, feel free to reach out to [email protected].

We’re here to keep things simple and fair.