UK Fee Breakdown

At Y-POS, we’re committed to transparency and fairness when it comes to fees. Here's a clear breakdown of how fees are applied based on payment types and payout preferences.

For most UK-issued debit and credit cards:

Tap to Pay (Contactless via Phone)

• Basic: 2.2% + £0.28 per transaction




• Pro: 1.85% + £0.28 per transaction

• Business: 0.9% + £0.28 per transaction
  
  

Payment Link (Remote / Online)

• All plans: 4.5% + £0.20 per transaction

These fees are applied automatically per successful transaction.

Payments made using non-UK or premium credit cards (e.g. business/corporate, American Express, or international cards):

• 4.5% + £0.28 per transaction
  
  

These cards carry higher network costs, which is why the fee is higher.

Once you’ve accepted a payment, you can choose how and when to receive your funds.

• Standard Payout

  
  

  • Sent to your bank account in 7 working days

  • 0.25% + £0.25 per payout

• Instant Payout

  • Usually within minutes to your eligible bank card

  • 1.7% + £0.25 per payout

Note: You can choose between payout types in your app under Payout Settings.

• You are only charged when a transaction is successful.

• No setup or monthly subscription fees — just pay per use.

• Premium cards are automatically detected based on card issuer and type; there’s nothing you need to do.

• All fees include access to customer support, real-time tracking, and reporting.

If you have questions about any fees or want to understand what applies to your business model, feel free to reach out to [email protected].

We’re here to keep things simple and fair.